Personal Planning

We offer help to individuals on many aspects in accounting from personal tax to financial planning and all things in between. Below is an example of the services we offer to individuals, but the list is not exhaustive; please contact us if you require any other assistance.

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We advise individuals on many subjects including personal tax, capital gains tax and inheritance tax.


We also have connections to Independent Financial Advisors who can assist with Pensions, Mortgages and many other important aspects to your personal finances.



Help with Personal Tax?

This service includes:
Initial Free Meeting      Structured Help      Ongoing Support

We prepare clients personal tax returns in a timely manner. Some clients need to complete a tax return due to other earnings such as Rental income, high levels of Dividend income, or due to their total earnings being in excess of £100,000.

Tax is a constantly changing subject, and we keep up to date with the new legislations to ensure our clients have the correct information at all times, to make the most tax efficient decisions available.

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Help with Dividend Tax?

This service includes:
Initial Free Meeting      Structured Help      Ongoing Support

On 6 April 2016 the way dividends are taxed changed. We can guide you through this new legislation and ensure you are not caught out and ensure you minimise your tax liability.

payroll



Are you a High Earner?

This service includes:
Initial Free Meeting      Structured Help      Ongoing Support

Do you earn above £100,000? Are you completing a personal tax return? We can complete your return and ensure you are utilising every possible relief to reduce your tax liability.



Help with Rental Income?

This service includes:
Initial Free Meeting      Structured Help      Ongoing Support

Rental Income

Furnished Holiday Let? Extensive Property Portfolio? Or just starting out as a landlord?

Are you a higher rate tax payer, have you considered how the mortgage interest restriction may affect your tax liability?

We can ensure you follow the latest rules in preparing your rental pages of your tax return, and you claim everything you can to minimise your tax liability.

We can review your individual circumstances and advise if you are operating in the most tax efficient way.

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Receiving Child Benefit?

This service includes:
Initial Free Meeting      Structured Help      Ongoing Support

Depending on your income or your partners income you may need to complete a tax return to account for your earnings in relation to your Child Benefit.



Help with Financial Planning?

This service includes:
Initial Free Meeting      Structured Help      Ongoing Support

We have connections to Independent Financial Advisors who will give you advice ranging from mortgage to pension. They can arrange life insurance policies, critical illness cover and much more.

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Help with Succession Planning?

This service includes:
Initial Free Meeting      Structured Help      Ongoing Support

Thinking about how you will pass on your wealth to the next generation? We can advise you the most tax efficient way to do this, minimising your potential exposure to Inheritance Tax.



Help with Capital Gains Tax?

This service includes:
Initial Free Meeting      Structured Help      Ongoing Support

When you have sold assets we can prepare your Capital Gains Tax computations in the most tax efficient manner claiming any reliefs available. We can also advise you on the best course of action to utilise the reliefs available to you, before you sell your assets, ensuring that any tax liability is minimised.


Cheadles Client Service Support


Initial Free Meeting

You will meet one of our partners or client managers to discuss your invidiual needs and how we can best help you.

Structured Help

Looking to minimise your tax liability or expand your property portfolio? At Cheadles we can help advise on ways to achieve or structure this.

Ongoing Support

We are here to be more than just your accountants, we are here as your business advisors. We tailor our help to each individual; you may want frequent ongoing support or you may just want to touch base with us every few months; either way we are always just a phone call or email away. We don’t want our clients to feel any questions are too small, we are always here to help.

Free, no obligation meeting

Fill in the form below and we will call you back to arrange your
free no obligation meeting to discuss how we can help you.

 

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